Bitcoin 101

[55cacc2d7823]

u slucaju da je poruka vec procitana a nisam odgovorio na pitanje kako misle da prate monero. ako ne mogu aktivno, onda ce pokusat pasivno. pitanje je sa koliko uspjesnosti. posljednja 4 mjeseca 2020 godine smo imali dosta napada na monero remote rpc nodove, dje su napadaci radili dos napad na legit nodove. cesto sam morao restartat node ali bi brzo konekcije dosle do limita i bio bi onesposobljen. nisam siguran zasto je napad radjen, ali jedno je sigurno a to je da se sto veci broj transakcija ili konekcija radi preko malicioznih monero nodova. u prvim danima 2021 je izbacen patch. tako da ocito netko trazi bugove koji mogu nastetit moneru. ako ne mogu aktivno, mogu pasivno analizirat ili napadat. recimo podizanjem otvorenih remote rpc-ova na full nodovima koji ce logirat transakcije koje se salju kroz njih i logirat ip-eve. vjerujem da vecina koristi remote rpc-eve na nodovima jer ne skidaju svi trenutnih 128gb monero blockchaina nego je jednostavnije se syncat sa remote nodom. ako se spajaju preko nekakvog proxya/tora/vpna onda ok.

nisam siguran da treba i moneru bezuvjetno vjerovat kao sigurnom rjesenju. sigurno ima interesa za deanonimizacijom transakcija i korisnika. velikoj vecini end-usera je nepoznato kako funkcionira i ide se na povjerenje. ali ako se u niti jednom trenutku ne povezuje sa licnim podacima onda ne vidim problem. da se razumijemo jesam jedan od onih koji ima vise povjerenja u monero nego btc, ali sa dozom opreznosti. ima jedan video par stranica unazad: 'monero is not enough.'

[55cacc2d7823]

netko je postavio monero node sa upaljenim remote rpc koji postavlja visok tx fee kad se transakcija radi preko monero gui walleta. tko god da to radi ne zaraduje jer ide minerima, ali ocito netko ponovo zeli radit probleme. za slanje 2.5 xmr je platio 19.73 xmr fee.

Kod: Označi sve

https://github.com/monero-project/monero/issues/8298

[long_pipe_magician]

Ekipa, ne znam jeste čuli za AZERO. Budite ranoranioci i strpljivi, kupite azero i stejkate ga na njihovoj stranici. Za 2 godine kad dođe idući BTC halving očekujem da će se AZERO barem udeseterostručit. Ali DYOR !
Evo homepage https://alephzero.org/

[55cacc2d7823]

For a few cryptos more: the Wild West of crypto finance

Kod: Označi sve

https://www.ecb.europa.eu/press/key/date/2022/html/ecb.sp220425~6436006db0.en.html

Regulating crypto-assets

This brings me to the issue of regulation.

Policymakers should not allow crypto-assets and the associated risks to proliferate unchecked. We must decide how to regulate them, following a rigorous risk-based approach tailored to different instruments.

The current regulatory approaches differ across countries. Some countries have banned crypto-assets outright while others have restricted their use. This situation is clearly unsatisfactory, as crypto-assets are a global phenomenon and their underlying technologies can play an important role, not only in finance. We need globally coordinated regulatory action to address issues such as the use of crypto-assets in cross-border illicit activities or their environmental footprint. Regulation should balance the risks and benefits so as not to stifle innovation that could stimulate efficiency in payments and broader applications of these technologies.

Progress is being made in Europe and worldwide, but not swiftly enough to keep pace with the emerging challenges. We need to see faster progress on many fronts.

Four of these are particularly relevant.

First, we need to hold crypto-assets to the same standards as the rest of the financial system. This means swiftly implementing all rules to prevent the use of crypto-assets for money laundering and terrorist financing, based on the standards set by the Financial Action Task Force (FATF), and enforcing them effectively. These efforts should also aim to bring peer-to-peer crypto-asset transfers within the scope of the standards for anti-money laundering (AML) and countering the financing of terrorism (CFT).

Second, we should consider how to adequately tax crypto-assets. Currently the tax treatment of crypto-assets is minimal: we know very little about who really owns them, and about the size and the distribution of the capital gains. By its very nature, the crypto-asset market makes it very difficult to identify tax-relevant activities because it relies less on traditional financial intermediaries, who typically provide information for tax purposes.

We should bring taxation on crypto-assets into line with the taxation of other instruments and aim for alignment across jurisdictions, given the global nature of the crypto market. The introduction of reporting obligations for transactions above certain thresholds, as just recently proposed by the Organisation for Economic Co-operation and Development (OECD), would enhance transparency and combat tax evasion.

There could also be a case for higher taxation of some crypto-assets – such as those based on PoW – above and beyond the taxation of other financial instruments. Negative externalities that lead to sunk costs for society, such as high pollution, could be factored into appropriate taxes levied on participants in crypto markets (issuers, investors and service providers).

Third, public disclosure and regulatory reporting need to be strengthened. The current practice observed in the crypto industry – for example, the disclosure of reserve assets backing stablecoins – is highly problematic. It is not sufficient and differs across products, and can even be misleading to investors and policymakers, Mandatory disclosure requirements for financial institutions are necessary to pinpoint where risks emanating from crypto-assets are concentrated. At the same time, public authorities (central banks, supervisors and AML authorities) need to further improve their data capabilities in order to detect illicit trades and emerging threats to financial stability.

Fourth, given the crucial unanswered questions on issues such as operational risk, volatility and liquidity, regulators should introduce strict transparency requirements and set out the standards of conduct to be followed by professional operators in order to protect unexperienced retail crypto-asset investors.

Europe is leading the way in bringing crypto-assets into the regulatory purview. The finalisation of the Regulation of Markets in Crypto-Assets (MiCA) will harmonise the regulatory approach across the European Union (EU). In a similar way, the European Commission’s legislative proposals to create an EU AML/CFT single rulebook will bring all crypto-asset service providers within the scope of the relevant EU framework, which will also provide the basis for a harmonised European approach to supervising them.

Moreover, the proposed Regulation on information accompanying transfers of funds and certain crypto-assets (FCTR) will aim to ensure that crypto-asset transfers which include at least one crypto-asset service provider can be traced and that suspicious transactions can be blocked. Swift negotiations by the European Commission, European Parliament and the Council of the European Union, together with thorough enforcement by competent national authorities, are necessary given the rapid growth of the crypto market.

Europe's regulatory measures need to go further. We need to focus more on unbacked crypto-asset activities that are undertaken without service providers. In addition, we cannot afford to leave on-chain peer-to-peer payments unregulated, as they can be used to circumvent any regulation. Finally, if we really want to harmonise supervision significantly across all EU Member States, the new European AML Authority should supervise the riskiest crypto-asset providers.

But our measures can only be effective if they are matched by ambitious measures implemented by our international peers.

The United States is taking action on this front, while the Financial Stability Board (FSB) has made progress in advancing a global agenda of work on crypto-assets, in cooperation with other international bodies such as the Committee on Payments and Market Infrastructures, the Basel Committee on Banking Supervision and the FATF.

We should build on this momentum and not wait for a crisis to occur before creating a dedicated global policy forum that brings together the key actors needed to address the risks arising from crypto-assets.

[Beyond Le Fov]

https://tube.tchncs.de/w/tPvohTaiocfg5LEsFjGqHN

Crypto Agorism unites agorists and cryptocurrency users to build fair and free markets outside of the state, which provide necessities like food, jobs, housing, healthcare, sim cards, mail & more without censorship or surveillance. Slides (PDF): https://anarkio.codeberg.page/crypto_agorism.pdf

[long_pipe_magician]

Idealni trenuci za kupovinu. Kao low cap gemove sa potencijalom od 20x preporučio bih sljedeće novčiće:

Već spomenuti AZERO,
HOP,
ACX,
DYDX,
ZZ,
IMX.

SAD SE KUPUJE TELADI GLUPA. KASNIJE SE OVCE ŠIŠAJU.!
AAAAAAJMOOOO

[Molder]

Jel može neko da me uputi na neki link kako se pravi monero wallet i anonimno prebacuje novac na njega?

[Beyond Le Fov]

Instaliraj si Cake Wallet na mob, sve isto kao i kod drugih kriptovaluta, dobijes adresu na koju ti se moze uplacivati i ti mozes nekom placati na njegovu adresu i to je skroz privatno u monero slucaju. Cake wallet ima integriranu mjenjacnicu kroz koju mozes pretvarati jedan kripto u drugi bez davanja osobnih podataka. Najlakse ti je kupiti neku od popularnih kriptovaluta pa prebaciti u cake wallet pa pretvoriti u njemu u xmr. Javno je vidljivo sve sta radis s kriptovalutama, al koliko i kome dalje saljes ili primas xmr nitko nemoze znati nikad.

Zaboravite na placanje nekome nesto i primanja uplata s bilo cime osim monero jer nemate nikakvu privatnost.

[55cacc2d7823]

monero je konstantno pod napadima, prvo od strane malicioznih aktera koji su podigli velik broj hidden servisa sa otvorenim rpc portovima za remote sync monero walleta. drugo, uspio sam deanonimizirati nekolicinu pojedinaca koji rade sa dvije europske sluzbe na deanonimizaciji monero korisnika. odredjena osoba je obavjestena o saznanjima kako bi mogli djelovati defenzivno. nakon primanja monera od bilo koga napravite barem jos jednu transakciju na svoj wallet a da izmedju pricekate nekoliko sati/dana, stovise zbog ranijih problema sa decoy selection algoritmom. koristite subadrese. odredjeni servisi rade metadata poisoning monero transakcija. cake wallet koristi svoj vlastiti remote node za sync walleta i broadcast transakcija, nije im za vjerovat. ne vjerujte p2p protokolima bezglavo samo zato sto su p2p. mislim da institucije imaju vecu korist staviti servise i protokole pod kontrolu dajuci prividnu privatnost, eventualno stvoriti djelomicno nepovjerenje medju korisnicima bez alternativnih izbora, dok bi destrukcijom aktivirali velik broj zagovaratelja privatnosti koji bi pronasli nove nacine. dobivanje povjerenja korisnika unutar honeypot setupa koriste pod krinkom privatnosti. primjecujem i pojacan broj pokusaja deanonimizacije sudionika u coinjoin transakcijama koje se obavljaju putem joinmarketa. wasabi coinjoin protokolu sa centraliziranim koordinatorima isto nije za vjerovat.

FCMP++ is a proposed upgrade to replace ring signatures with membership proofs that span the whole chain. When spending Monero, instead of making a ring signature proving you own 1 of 16 Monero outputs, you make a proof that you own 1 of the 150 million+ Monero outputs from across the entire Monero blockchain. Carrot is a proposed upgrade to Monero's addressing protocol, bringing new security, privacy, and usability features, while maintaining backwards compatibility with existing addresses.

vidjeli smo kako jedna varijanta fizickog lockdowna izgleda, imam neki los predosjecaj da ce iduci lockdown biti na razini financija, kroz nekih pet do sedam godina, ovisno kojom brzinom ce financijske institucije raditi implementacije, kasnjenja mislim da nece biti, obzirom da imaju sve novce svijeta koji omogucuju provodjenje planova. nece preko noci, ali korak po korak. nebitna stavka, ali pretpostavljam da monero velike mjenjacnice nemaju zato sto podrzavaju privatnost, vec zato sto im omogucava djelomicnu kontrolu likvidnosti i trzisne cijene, odnosno u siroj slici pracenje dijela transakcija i korisnika. smatram da monero nije univerzalno rjesenje eventualnog financijskog ogranicenja. nesto sam citao o talmudskom investiranju, sto je ako sam dobro shvatio dio zidovskih tekstova, koji kazu da investicije treba podijeliti na tri dijela - trecinu u nekretnine npr prostor za stanovanje i zemlja za hranu, trecinu u posao, i trecinu u likvidnost koja moze nulirati inflaciju npr plemeniti metali, i gotovina kao najlikvidniji oblik monetarne vrijednosti. razmisljam malo kako odrzati vrijednost asseta. iz europske centralne banke kazu da digitalni euro nije zamjena za gotovinu. medjutim usljed sirenja digitalnih placanja i zelje za pojacanom kontrolom, za ocekivati je i smanjenje gotovine u cirkulaciji onda kada naplatni sustavi kojima se korisnici mogu koristiti implementiraju digitalni euro i prodju prijelaznu fazu od integracije.

XIII. Timelines for harmonised access to central registers and interconnected mechanisms
By 10 July 2029, Member States should also establish single access points for real estate registers. In addition, centralised automated mechanisms for identifying holders of bank accounts, payment accounts, securities accounts, crypto-asset accounts, and safe-deposit boxes should be fully interconnected by the same date.

IX. Centralised mechanisms for crypto-asset accounts
The Bank Account Registers Interconnection System (BARIS) will serve as the EU-wide infrastructure for accessing centralised data, including on crypto-asset accounts. Through BARIS, FIUs and AMLA will be granted immediate access to information available across Member States.

Kod: Označi sve

https://www.canva.com/design/DAGlXDlN7g4/H6k249OZMXftnN-N1ignsA/view?utlId=h8ee8785049#30

October 2, 2025.

The European Central Bank has taken a step that cannot be ignored. The choice of global IT giants to work on the digital euro shows clearly: the future of cash in Europe hangs in the balance.

Industry heavyweights are on board: Feedzai and Capgemini will handle security and anti-fraud, Almaviva and Fabrick will develop applications, and Giesecke+Devrient is working on offline payments. EquensWorldline and Senacor are responsible for secure data exchange, and Sapient and Tremend Software Consulting are also appearing in many categories.

Sounds like a list of companies that will have access to how we spend our money - and on a European scale.

Christine Lagarde has made no secret of the fact that the digital currency is the answer to the dominance of the dollar and stablecoin. Politicians are pushing to accelerate - because if Europe is late, private corporations will take over the market.

But there is the other side of the coin. The introduction of the digital euro is not just about convenience. It is also full control over citizens' transactions. Every transfer, every payment - the trace stays in the system.

For now, these are just framework agreements. The real "YES" to the digital euro will come only after regulations are adopted. And even then - implementation will take several years. Officially, there is talk of the end of the decade.

The question that burns everyone today: does the digital euro mean the end of anonymous transactions?

Kod: Označi sve

https://www.ecb.europa.eu/euro/digital_euro/html/index.en.html